CSB Auto Loans
ROAD-READY RATES
6.81%
INTEREST RATE1
6.94%
ANNUAL PERCENTAGE RATE1
36 MONTH AUTO LOAN1
1Interest rates and annual percentage rates (APR) are subject to change without notice. APR is calculated using a loan amount of $10,000 with a $20 application fee. Monthly payment is $30.79 per $1,000 borrowed based on a 36 month term. Subject to credit and collateral approval. Rates and terms shown are based on 730 credit score or greater and based on a 2023 or newer vehicle. A Vendor’s Single Interest Insurance (VSI) fee of $50 applies.
Our Approach
We are a local lender who knows the ins and outs of this market and we know how important it is for you to be able to get your new car as quickly as possible.
That’s why we treat every loan uniquely, working with you to find an
auto loan solution that helps get you driving sooner.
Our Product
The open road awaits and with a CSB auto loan, you’ll enjoy competitive rates on both new and used autos as well as exceptional service.
- Loans on new or used autos
- 100% financing available
- Refinancing available
- Payments can be automatically deducted from your CSB checking or savings account
Our Rates
Our loan approval process takes just a few minutes, so check out our rates and apply today!
New Auto Loan
Rates effective as of: May 2, 2024
| YEAR | TERM1 | Rate1 | APR1 | MONTHLY PAYMENTS PER $1,000 BORROWED |
|---|---|---|---|---|
| 2023-2024 | 36 Months | 6.81% | 6.94% | $30.79 |
| 2023-2024 | 48 Months | 7.06% | 7.16% | $23.97 |
| 2023-2024 | 60 Months | 7.06% | 7.14% | $19.83 |
| 2023-2024 | 66 Months | 7.06% | 7.14% | $18.33 |
| 2023-2024 | 72 Months | 7.56% | 7.63% | $17.32 |
| YEAR | TERM1 | Rate1 | APR1 | MONTHLY PAYMENTS PER $1,000 BORROWED |
|---|---|---|---|---|
| 2023-2024 | 36 Months | 6.81% | 6.94% | $30.79 |
| 2023-2024 | 48 Months | 7.06% | 7.16% | $23.97 |
| 2023-2024 | 60 Months | 7.06% | 7.14% | $19.83 |
| 2023-2024 | 66 Months | 7.06% | 7.14% | $18.33 |
| 2023-2024 | 72 Months | 7.56% | 7.63% | $17.32 |
1Interest rates and annual percentage rates (APR) are subject to change without notice. APR is calculated using a loan amount of $10,000 with a $20 application fee. Monthly payment is $30.79 per $1,000 borrowed based on a 36 month term. Subject to credit and collateral approval. Rates and terms shown are based on 730 credit score or greater and based on a 2023 or newer vehicle. A Vendor’s Single Interest Insurance (VSI) fee of $50 applies.
Used Auto Loan
Rates effective as of: May 2, 2024
| YEAR | TERM2 | Rate2 | APR2 | MONTHLY PAYMENTS PER $1,000 BORROWED |
|---|---|---|---|---|
| 2022 | 48 Months | 7.26% | 7.36% | $24.07 |
| 2021 | 48 Months | 7.51% | 7.61% | $24.18 |
| 2020 | 48 Months | 7.61% | 7.71% | $24.23 |
| 2019 | 48 Months | 8.36% | 8.46% | $24.58 |
| 2018 | 48 Months | 8.56% | 8.66% | $24.68 |
| 2017 | 48 Months | 8.91% | 9.01% | $24.84 |
| YEAR | TERM2 | Rate2 | APR2 | MONTHLY PAYMENTS PER $1,000 BORROWED |
|---|---|---|---|---|
| 2022 | 48 Months | 7.26% | 7.36% | $24.07 |
| 2021 | 48 Months | 7.51% | 7.61% | $24.18 |
| 2020 | 48 Months | 7.61% | 7.71% | $24.23 |
| 2019 | 48 Months | 8.36% | 8.46% | $24.58 |
| 2018 | 48 Months | 8.56% | 8.66% | $24.68 |
| 2017 | 48 Months | 8.91% | 9.01% | $24.84 |
2Interest rates and annual percentage rates (APR) are subject to change without notice. APR is calculated using a loan amount of $10,000 with a $20 application fee. Monthly payment is $24.07 per $1,000 borrowed based on a 48 month term and 2022 year vehicle. Subject to credit and collateral approval. Rates and terms shown are based on 730 credit score or greater. A Vendor’s Single Interest Insurance (VSI) fee of $50 applies.
Cover Yourself with the GAP Program3
Offered by Allied Solutions, LLC
Guaranteed Asset Protection (GAP) is a voluntary, non-insurance program that you can place on your CSB auto loan. In the event of a total loss, this product may help pay the difference between what your insurance will pay and remaining balance on your loan. To learn more, please visit a branch or contact us at 888.418.5626
3This product is optional. GAP is a loan/lease deficiency waiver and is not offered as insurance coverage. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with us. We will give you additional information before you are required to pay for the program. This information will include your cost and a copy of the contract, containing the terms and conditions of the program. There are eligibility requirements, conditions, limitations, and exclusions that could prevent you from receiving benefits under the program. You should carefully read the GAP Waiver Addendum for a full explanation of the terms and conditions of the program. The GAP Program is offered by Allied Solutions, LLC. Allied Solutions and Cambridge Savings Bank are not affiliated.